Get the funds you need with transparent rates, no hidden fees, and a decision in minutes. Personal loans from $5,000 to $50,000.
Checking your rate won't affect your credit score
Whether you're consolidating debt, improving your home, or funding a major purchase, we have the right loan for you.
Flexible financing for life's important moments. Use funds for any purpose with predictable monthly payments.
Simplify your finances by combining multiple debts into one lower monthly payment.
Fund your renovation projects and increase your home's value with competitive rates.
Our streamlined process gets you from application to funding quickly and easily.
Complete our simple online form in just 2 minutes. Checking your rate won't affect your credit score.
Review your personalized offers and select the loan amount and terms that work best for your budget.
Once approved, funds can be deposited directly into your bank account as soon as the next business day.
Since 2019, we've been on a mission to make borrowing simpler, faster, and more transparent.
Our proprietary technology evaluates your application in minutes, not days.
Get approved quickly and receive funds as soon as the next business day.
Pay off your loan early without any additional fees or penalties.
Our customer service team is available 7 days a week to assist you.
Aurum Lending Technologies is committed to responsible lending. We believe in transparent terms, fair rates, and putting our customers first.
Join thousands of satisfied customers who've achieved their financial goals with Aurum Lending.
"The application process was incredibly simple. I was approved within hours and had the funds in my account the next day. Highly recommend!"
"I consolidated three credit cards into one loan and I'm saving over $200 a month. The rate I got was much better than I expected."
"Finally renovated my kitchen thanks to Aurum. No equity needed and the whole process was transparent from start to finish."
Check your rate in minutes with no impact to your credit score.
By clicking "Check Your Rate", you agree to our Terms of Use and Privacy Policy, and you consent to receive marketing communications. This is a soft credit pull and will not affect your credit score.
Get answers to common questions about our loans and application process.
We consider applicants with credit scores of 640 and above. However, your rate and terms will depend on various factors including your credit history, income, and debt-to-income ratio. Checking your rate won't affect your credit score.
Most applicants receive a decision within minutes. Once approved and after you accept your loan, funds are typically deposited into your bank account within 1-3 business days. Some customers receive funds as soon as the next business day.
Origination fees range from 0% to 8% depending on your state, credit profile, and other factors. The fee is deducted from the loan amount before funds are disbursed. Your exact fee will be clearly disclosed before you accept your loan.
Yes! There are no prepayment penalties. You can make extra payments or pay off your entire balance at any time without incurring additional fees.
Your rate is determined by multiple factors including your credit score, credit history, income, employment status, debt-to-income ratio, loan amount, and loan term. Our AI-powered platform evaluates your unique profile to offer you the best possible rate.
Our personal loans can be used for almost any purpose, including debt consolidation, home improvements, major purchases, medical expenses, moving costs, and more. However, loans cannot be used for post-secondary education, business purposes, illegal activities, or gambling.
Have questions? Our U.S.-based customer service team is here to help.
1-855-287-8624
Mon-Fri 8am-8pm ET, Sat-Sun 9am-5pm ETsupport@alibank.loan
We respond within 24 hours580 California Street, Suite 1200
San Francisco, CA 94104