Privacy Policy

Last Updated: January 1, 2025

Aurum Lending Technologies, Inc. ("Aurum Lending," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website alibank.loan or use our services.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

  • Register for an account or apply for a loan
  • Express interest in obtaining information about us or our products
  • Participate in activities on our website
  • Contact us

The personal information we collect may include:

  • Name, email address, and contact information
  • Social Security Number
  • Date of birth
  • Employment and income information
  • Bank account information
  • Credit history and credit score
  • Government-issued identification

Automatically Collected Information

When you access our website, we automatically collect certain information, including:

  • Device and browser type
  • IP address
  • Operating system
  • Access times and pages viewed
  • Referring URL

2. How We Use Your Information

We use the information we collect to:

  • Process and evaluate loan applications
  • Verify your identity and prevent fraud
  • Communicate with you about your account or application
  • Provide customer support
  • Send you marketing communications (with your consent)
  • Improve our website and services
  • Comply with legal obligations

3. Sharing Your Information

We may share your information with:

  • Lending Partners: Banks and financial institutions that fund your loan
  • Service Providers: Companies that help us with identity verification, credit reporting, payment processing, and other services
  • Credit Bureaus: We report loan payment information to credit bureaus
  • Legal Requirements: When required by law or to protect our rights

4. Your Rights and Choices

You have the right to:

  • Access and receive a copy of your personal information
  • Correct inaccurate personal information
  • Request deletion of your personal information (subject to certain exceptions)
  • Opt out of marketing communications
  • Opt out of the sale of personal information (California residents)

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including encryption, secure servers, and access controls. However, no method of transmission over the Internet is 100% secure.

6. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your information, and the right to opt out of the sale of your personal information.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

8. Contact Us

If you have questions about this Privacy Policy, please contact us at:

Aurum Lending Technologies, Inc.
580 California Street, Suite 1200
San Francisco, CA 94104
Email: privacy@alibank.loan
Phone: 1-855-287-8624